TY - BOOK AU - Heffernan,Shelagh A. TI - Modern banking SN - 0470095008 AV - HG1601 .H438 2005 PY - 2005/// CY - Chichester, West Sussex, England, Hoboken, New Jersey PB - John Wiley & Sons KW - Banks and banking N1 - Includes bibliographical references (p. [653]-681) and index ER -